Robert H.B. Baldwin, Transformer of Morgan Stanley, Dies at 95 As president and chairman, Mr. Baldwin expanded the investment bank into a full-service financial brokerage and changed its long-entrenched culture.Read more http://www.nytimes.com/2016/01/07/business/dealbook/robert-hb-baldwin-transformer-of-morgan-stanley-dies-at-95.html?partner=rssnyt&emc=rss